What Does Equal Housing Lender Mean

An Equal Housing Lender is a financial institution compliant with federal laws prohibiting discrimination in housing transactions. This designation is marked by a specific logo indicating adherence to the Fair Housing Act and Equal Credit Opportunity Act. It ensures borrowers are evaluated based on creditworthiness rather than protected characteristics.

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What Does Direct Indictment Mean

A direct indictment is a formal criminal charge issued by a grand jury without a preliminary hearing. It bypasses the initial probable cause review by a judge, allowing a case to proceed directly to trial. This procedure is typically reserved for serious felonies and is used in jurisdictions that employ grand juries.

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